DOCUMENTATION NEEDED TO PURCHASE /REFINANCE YOUR MORTGAGE

 

FINANCIAL INFORMATION: 

- Employment Pay Stubs (Copy of most recent full month.)

- W-2s and complete, signed Tax Returns for last two years.

- Saving & Checking Account Statements (Last two months.)

- Investment Accounts  (Most recent statement - Stocks, Bonds, Mutual Funds, Retirement Accounts)

 

LEGAL DOCUMENTATION:

 

- Sales Contract, or for refinance - Deed or Deed of Trust & Note

- Title Insurance Company                   

- Survey                                             

- Appraisal                                          

- Homeowners Insurance Statement      

- Homeowners Association Contact      

- Mortgage Statement
- Copy of Driver's License(s)

 

 

 

(Copy - Schedules A & B)

(Copy - most recent)

(Copy - most recent)

(Need agents name and phone number.)

(Name address and current phone number.)

(Year end or current month statement.)

 

IF DIVORCED: 

 

- Copy - divorce decree

- Copy - child support /alimony

 

MULTIPLE PROPERTY OWNERS:

 

- Copy - all mortgage information

- Copy - updated leases/rent roll

 

SELF EMPLOYED:  

- Copy - last two years signed current personal and corporate tax returns

- Copy - current YTD P & L statement

 

FUNDS NEEDED:

- $500 Appraisal/Credit Report

 

 

 

 

 

 

Johnny Floyd Brown, NMLS #289079

  (703) 631-2300 Fax: (703) 542-4227